A little each week. Then it's yours.

Layby is a way to buy something by paying it off first. You choose an item, pay small weekly or fortnightly instalments, and we deliver it free once it is fully paid. It is not credit, so there is no interest and no debt.

No. Layby is not credit, so we do not run a credit check or ask for proof of income. You just need to be 18 or older, with a New Zealand delivery address.

Choose your item, pick an instalment and fill in the short online application. Nothing is charged when you apply. We will contact you, usually within one business day, to confirm your plan and set up your payments securely. Your layby starts once we send you the written layby agreement and you confirm it.

Yes. You must be 18 or older to start a layby, and we ask for your date of birth to check. If you are younger than that, a parent or guardian can set up a layby in their own name.

Yes. Add the items to your cart and pay one combined instalment. Your payments go to the cheapest item first, and we send each item as it is paid off. You can also have up to 3 active plans at once, as long as your combined instalments are no more than $600 per week.

Every product page shows whether the item is new, refurbished or open-box, so you always know what you are getting. Most new products come with a manufacturer's warranty. Every item is also covered by the Consumer Guarantees Act 1993. See Returns & Faulty Goods.